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What do to when you “can’t afford” a cell phone

Learn To Save Thousands At The Grocery Store

when you can’t afford a cell phone
Any time I hear of someone not being able to afford basic items – food, clothing, and yes, cell phones- I will automatically do everything in my power to show how these items can be purchased for next to nothing.

Are cell phones really a necessity? I would say so because they provide a certain level of safety wherever you go. You don’t need a ton of talk time, but you should have this on hand for emergencies.
Here’s the cheapest way (that I’m aware of) to buy a cell phone
First of all, if you qualify for free government cell phone programs, this is your best option. There are state-specific programs and other types of programs available when you search for “free government cell phone programs”.
For everyone else: This is the best kept cellphone secret:
Our phones allow us to communicate to our friends and family and staying connected to our work colleges. As a result, our phones have become a vital part of our lives. If you find that you can’t afford a full-price phone, there are solutions.

  • Many drugstores, like CVS for example sell pre-paid cell phones for only $20. They are not fancy but they can make calls and allow you to text.
  • You can also find cheap (older) phones on Ebay and amazon)
  • Note: Make sure phones are unlocked/not tied to a specific company
  • T-Mobile – most flexible option I’ve seen – Least amount you can pay: $9.99 phone + $3/month


    10 cents per minute means only $6 for 1 hour of talk time or $12 for 2, etc. The best part is, you only pay for what you use – just keep track of your minutes in order to stay within your price point. If you’re keeping calls brief, only using your phone for emergencies, check-ins and calls pertaining to “should I pick this up at the supermarket” – this is a good option for you.

  • and Best Buy stores have pre-paid phones as low as $9.99 (when on sale) for T-Mobile phones
  • Some T-Mobile Stores may still carry the $9.99-$19.99 pre-paid phones
  • Virgin Mobile – PayLo Least amount you can pay: $7.49 phone + $20/month. As low as $20/month for 400 minutes (.15 cents per text)

    VirginMobile (PayLo) site– As low as $11.99 for a phone

  • VirginMobile(PayLo)via Best Buy as low as $7.49